Equipment, News

Travel Insurance for Mountain Climbers

Many mountain climbers take out travel insurance but not all companies will pay out in the event of an accident.

According to data collected by Squaremouth, adventure travel for this summer is set to be at an all time high after outdoor activities such as mountain climbing tripled in popularity during last summer.

Many adventure travellers planning to partake in activities are said to take out travel insurance as an extra precaution, even though they may not be covered.

Insurance coverage depends on the specifics of a climb.

There are many travel insurance policies that although cover hiking will exclude mountain climbing. The difference between the two activies can be confusing to some especially as boundaries can easily be pushed when enjoying the freedom of the outdoors.

Squaremouth have explained what travellers should look for when taking out a policy and what is often excluded.

The methods used to climb and the equipment used is used to determine whether the activity is classed as hiking or mountain climbing. The use of ropes or guides for example would be considered climbing and therefore any insurance plan should specifically include sports and activities coverage.

Restrictions are also put in depending on the height travelled. Many policies cover activities up to 15,000 foot however, some will stop at 11,500 foot.  Should an injury occur above the stated height it will not be covered by the policy, it is therefore essential to compare the policy with maps of the area.

How a traveller determines to get back down the mountain also makes a difference to the policy.

Even policies that cover mountain climbing may not include other activities on the mountain side such as ice climbing or alternative methods for the decent, including mountain biking or skiing.

For those in the U.S. an adventure travel search matrix offered by Squaremouth allows travellers to search and compare a selection of policies that cover various adventurous sports and activities.

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